Loan Terms

• Loan amounts: $100 to $20,000
• Annual Percentage Rate (APR): 6.95% to 35.99%
• Repayment terms: 90days to 84 months
• Fees: Late payment fees, NSF fees, and origination fees may apply

Eligibility Criteria

• Age: 18 years or older
• Citizenship: Must be a U.S. citizen or permanent resident
• Income: Must have a steady income
• Creditworthiness: Must have a valid credit history

Application and Approval Process

• Application: You must submit a complete and accurate online application
• Approval: Approval is subject to lender review and verification of your application information
• Loan agreement: You must review and sign a loan agreement before receiving funding

Repayment Terms

• Repayment schedule: You must make regular payments according to the repayment schedule outlined in your loan agreement
• Payment methods: You can make payments online, by phone, or by mail
• Late payments: Late payment fees may apply if you fail to make a payment on time

Security and Privacy

• Data security: We use industry-standard encryption to protect your personal and financial information
• Privacy policy: We comply with all applicable federal and state laws regarding consumer privacy

Dispute Resolution

• Disputes: Any disputes arising from your loan must be resolved through binding arbitration
• Governing law: These terms and conditions shall be governed by and construed in accordance with the laws of [State/Province]

Modifications to the Agreement and Privacy Policy

We reserve the right to update this Agreement and Privacy Policy at any time by posting a revised version or a notice of changes on our website. It is your responsibility to review these terms periodically. If you do not agree with any updates, you must discontinue use of the website and its services immediately. Unless we obtain your explicit consent, any changes to the Privacy Policy will apply only to information collected after the update takes effect and will not affect data gathered under a previous version.

Agreement

This Terms of Use agreement (the "Agreement") constitutes a legally binding contract between you and us regarding your access to and use of this website and its services (the "Services"). By accessing or using the site and Services, you acknowledge that you have read, understood, and agreed to be bound by this Agreement, including our Privacy Policy (the "Privacy Policy"), which is incorporated by reference. If you do not agree to or fully understand this Agreement or the Privacy Policy, you must immediately discontinue use of the site and Services.

NOT A LENDER

We provide lead generation services. Important disclosures related to lead generation can be found [here]. Your use of this Website and its Services is conditional upon your review and acceptance of these disclosures. This site does not offer or solicit loans. We are not a lender, do not make loan or credit decisions, and do not facilitate loans. The operator of this Website is not an agent, representative, or broker for any lender and does not endorse or charge for any service or product.

Lead Generation and Loan Matching Services

We provide lead generation services. Important disclosures regarding lead generation can be found [here]. Your use of this Website and its Services is subject to your review and acceptance of these disclosures. This site does not offer or solicit loans. We are not a lender, do not make loan or credit decisions, and do not facilitate loans. The operator of this Website is not a lender’s agent, representative, or broker and does not endorse or charge for any service or product. Our loan matching service connects consumers with lead purchasers, as outlined in Certain Disclosures About Lead Generation. To use our Service, you must complete one or more online forms, providing details such as your name, address, phone number, email, social security number, bank account details, and employment information. Submitting this information does not constitute a credit application with us.

LOAN AMOUNTS

Loan amounts vary, and not all lenders can offer loans up to $100, to $20,000. Funding times differ by lender, and in some cases, faxing may be required. Submitting this online form does not guarantee loan approval or an offer. Additionally, if you do not qualify for the specific type of credit you are seeking, you may receive offers for alternative credit options. These offers may have terms that differ from or are less favorable than those you originally sought. You are under no obligation to accept or respond to any such offers.

Consent to Electronic Signatures, Records, and Disclosures ("E-Consent")

By submitting a request to connect with third-party lenders, you consent to the use of electronic signatures, records, and disclosures ("E-Consent"). This consent is required by third-party lenders to offer you a loan and by us to enter into this Agreement with you. This notice outlines your rights regarding electronic disclosures, notices, and information. By clicking to accept our terms, you confirm that you have received this E-Consent and agree to conduct transactions electronically, including signing agreements and receiving disclosures.

ELIGIBILITY

This service may not be available in every state, and we do not conduct business with residents of New York. By using the website or services, you confirm that you are at least 18 years old, a resident of the United States (excluding New York), and legally eligible to enter into contracts under applicable law.

LICENSE

As long as you comply with this Agreement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the website and services. All rights, titles, and interests not expressly granted in this Agreement remain reserved by us. The website and services are intended for your personal, non-commercial use unless explicitly permitted otherwise. You may not reproduce, modify, sell, resell, distribute, or exploit any portion of the site without our prior written consent. Except as outlined in this Agreement, no rights to our intellectual property or that of any third party are granted to you. This license is strictly conditional on your continued compliance with all terms and conditions. If you violate any provision of this Agreement, your rights under this section will be immediately revoked.

USER INFORMATION

When using the Services, you must complete a form and certify that all information you provide, whether on the form or elsewhere in connection with your use of the site and Services, is current, complete, and accurate.

Roles and Responsibilities of the Parties

You acknowledge and agree that we do not act as your agent or the agent of any Service Provider in providing our Services. We do not make decisions regarding the products or services offered by Service Providers, nor do we recommend or endorse any such offerings. Our role is solely that of a paid marketing lead generator. Any agreements for financial products or services are made directly between you and the Service Providers. We are not a party to these agreements and have no involvement in the contracting process. Your ability to obtain a loan or complete any transaction with a Service Provider is solely a matter between you and that provider. All rights and obligations related to products or services are exclusively between you and the Service Providers.

Consent to Receive SMS and Other Communications from Lenders and Third Parties

By registering on this site, you may be given the opportunity to provide your prior express written consent to receive communications via mail, email, SMS, and telephone from lenders and marketing partners. By agreeing to these terms, you expressly consent to being contacted at the phone number you provide for personal loan and other offers. This contact may include automated dialing systems, artificial or pre-recorded voice messages, and single or recurring text messages. The lenders and marketing partners authorized to contact you include, but are not limited to, the non-affiliate parties listed at the provided link. Standard message and data rates may apply to text message communications. If you do not wish to receive communications from lenders and marketing partners, you may withhold consent at the time of your loan request submission. Message delivery may be delayed or unsuccessful due to various factors, and neither lenders, carriers, nor any service providers used by lenders are responsible for such delays or failures.

THIRD-PARTY WEBSITES

This site may include links to third-party websites ("Third-Party Websites") that we do not control. We do not review, monitor, or oversee the content, products, or services available on these Third-Party Websites. WE MAKE NO REPRESENTATIONS, WARRANTIES, OR ENDORSEMENTS REGARDING ANY THIRD-PARTY WEBSITE and do not guarantee the accuracy, timeliness, legality, quality, or suitability of any information, materials, goods, or services provided through them. Your use of Third-Party Websites is entirely at your own risk. You acknowledge and agree that we are not responsible or liable for any damages, losses, or harm—whether to you or any third party—resulting from your access to or use of such websites.

Restricted Uses

We impose certain restrictions on your use of the site and Services. By accessing or using them, you represent and warrant that you will not engage in any prohibited activities, including but not limited to violating or attempting to breach any security features; copying, duplicating, or distributing site content without permission; using software to enable offline copying; modifying, reselling, or redistributing content; providing false or misleading information; impersonating any person or entity; collecting user information without authorization; using automated tools to collect data; accessing unauthorized content or accounts; probing or testing vulnerabilities without authorization; interfering with or disrupting the site through activities like submitting viruses, overloading, spamming, or crashing; sending unsolicited emails or advertisements; forging headers in communications; or attempting to modify, reverse-engineer, decompile, or disassemble any site code. Any violation of these restrictions may result in civil or criminal liability.

Disclaimers and Limitation of Liability

We provide the Site and Services on an "as is" and "as available" basis without any warranties, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Site or Services will meet your needs or function without interruption, errors, or defects. You assume full responsibility for any loss or damage resulting from your use of the Site and Services, including potential harm to your computer, data, or other digital assets. The Services and information provided may contain errors, bugs, or other limitations. Our liability is strictly limited; to the maximum extent allowed by law, we are not responsible for any special, incidental, or consequential damages, including but not limited to lost profits, data loss, privacy breaches, or costs incurred for substitute goods or services.

INDEMNITY BY YOU

You agree to defend, indemnify, and hold us and our affiliates, officers, directors, employees, agents, representatives, successors, and assigns (collectively, the "Indemnified Parties") harmless from any claims, actions, demands, legal proceedings, liabilities, and expenses, including legal costs and attorneys' fees, arising from: (i) your breach of this Agreement, including any misrepresentation or warranty; (ii) your access to or use of the Website or Services in violation of this Agreement; (iii) any information or data you provide to us or the Indemnified Parties, except as permitted herein; (iv) your violation or alleged violation of any federal, state, local, or international law or regulation; or (v) your infringement or alleged infringement of any third party’s intellectual property rights, including copyrights and trademarks. The Indemnified Parties reserve the right, but not the obligation, to participate in your defense with legal counsel of their choice. You may not settle any claim without prior written consent from the relevant Indemnified Parties.

Governing Law; Jurisdiction and Venue

The Site, Services, and this Agreement are governed by the laws of the State of Nevada, without regard to conflict of law principles. Any claim related to the Site, Services, or Agreement must be filed within one (1) year or be permanently waived. Arbitration Agreement: All disputes between you and us—including claims under laws like the Truth in Lending Act or the Telephone Consumer Protection Act—must be resolved through binding arbitration in Las Vegas, Nevada, following the Commercial Rules of the American Arbitration Association (AAA) unless otherwise agreed. You waive your right to a jury trial and to participate in class or representative actions. The arbitrator, not a judge or jury, will decide all issues except those concerning the enforceability of this arbitration clause. The arbitrator’s decision is final, and costs may be awarded to the prevailing party. This does not prevent you from reporting disputes to government agencies.

GENERAL

This Agreement, along with any accompanying "I agree" button or other form of assent, constitutes the entire agreement between you and us regarding your use of the website and services. It may only be modified in one of two ways: (1) through a written amendment signed by an authorized executive, or (2) by our unilateral amendment, which will be posted on the website. If any provision of this Agreement is found to be invalid or unenforceable, it will be interpreted to reflect the original intent of the parties, while the remaining provisions will continue in full effect. A waiver of any term or breach by either party in one instance does not constitute a waiver of that term or any future breaches. You may not assign or transfer your rights or obligations under this Agreement without our prior written consent. This Agreement is binding upon and benefits the parties, their successors, and permitted assigns. You and we are independent contractors, and this Agreement does not create an agency, partnership, joint venture, or employer-employee relationship. Unless explicitly stated, there are no third-party beneficiaries to this Agreement. Section headings are for convenience only and do not affect the terms, conditions, or interpretation of this Agreement.

NOTICES

• This website does not constitute an offer or solicitation to lend. The operator of this website is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. We are not an agent or representative of any lender. We operate as a lead generation service. For important details about lead generation and aggregation, please refer to the relevant disclosures. The purpose of this website is to provide lenders with information about potential consumer borrowers. We receive compensation from lenders and network partners for this service. This website is operated by onlineloannetwork.com. Please note, this service and the associated lenders may not be available in all states.
• Not all lenders offer loan amounts up to $20,000. The maximum loan amount you can borrow is determined by each lender's policies, which may vary, as well as your creditworthiness. The time it takes to receive loan proceeds can differ between lenders, and in some cases, you may be required to submit additional documents, such as a faxed loan request form. Submitting your information online does not guarantee loan approval. Each lender has its own terms, conditions, and renewal policies, which may vary. It's important to review your lender's terms and renewal policy before signing the loan agreement. Late payments may incur additional fees or lead to collection actions, or both. We do not control the fees or charges that may apply for nonpayment, late payment, or partial payment. For more details, please contact your lender directly. By using this website or its services, you confirm that you are at least 18 years old, a resident of the United States, and not a resident of any state where the loan you are applying for is prohibited.